Finding Affordable Healthcare with the New Mexico Health Insurance Exchange

While the Health Insurance Marketplace is busy enrolling many Americans for healthcare coverage before its March deadline, the Congressional Budget Office released their budget analysis and the projections of the Affordable Care Act.

Finding Affordable Healthcare with the New Mexico Health Insurance Exchange on Vimeo.

The national Health Insurance Marketplace or Healthcare.gov launched on October 1st, 2013 with a bumpy start, causing many issues for those who tried to enroll online. Since then the healthcare exchange has signed up more than 2 million Americans as of December 31st, 2013. This total comes from both state and federal ran exchanges and the numbers are rising with the looming March deadline. With the current open enrollment ending on March 31st, 2014 the New Mexico Health Insurance Exchange is educating New Mexicans and helping them find real plans that work for them.

New Mexico Health Insurance Exchange or nmhix is helping New Mexicans get the access they need to find quality healthcare. This means no more preexisting conditions, being denied coverage for preventative care and not being stuck in a job just for healthcare coverage. The insurance exchange opens the door to options most individuals have never had before. The Henry J. Kaiser Family Foundation in State Health Facts has New Mexico listed with 425,900 uninsured individuals. This has New Mexico ranking in at one of the highest states for the uninsured.

Debra Hammer, Chief Communications Officer for New Mexico Health Insurance Exchange (Photo by K. Charles Moore/ Full Sail University)

Debra Hammer, Chief Communications Officer for New Mexico Health Insurance Exchange (nmhix) (Photo by K. Charles Moore/ Full Sail University)

Debra Hammer the Chief Communications Officer for nmhix stated in an interview, “When we talk about preventative health these are healthy people, we want to keep them healthy.” Continuing Hammer also stated, “When you start younger, you develop those healthy habits that keep you healthy in the end.”

Finally, A Simple Way To Get Affordable Health Insurance. (Healthcare Resource, nmhix Brochure)

Finally, A Simple Way To Get Affordable Health Insurance. (Healthcare Resource, nmhix Brochure)

The Congressional Budget Office or CBO recently released a nonpartisan analysis that is a budget outlook with projections for the Affordable Care Act or ACA. This analysis has some calling the Affordable Care Act a tax that will cause the loss of 2.5 million jobs over the next ten years. While the CBO’s Analysis of Health Care back on January 29th, 2014 states on page eight that even after the Affordable Care Act is fully implemented the predominate federal spending for healthcare will be that of older people. Exchange subsidies and related items make up only a small fraction of the CBO’s projections of the ACA for 2023.

The Affordable Care Act was passed to lower healthcare spending in an environment that increased healthcare costs and lowed the quality of coverage. In a recent report healthcare spending is the lowest on record and this slow in cost growth has persisted through the recession that took place 2007-2009. This report also states that the ACA is a contributing factor to this continued slow in cost growth.

  

K. Charles Moore

2 Comments

  1. This is both a fantastic and important article, and I urge everyone to share it. I can’t reiterate enough just HOW important it is for every single person to look into health insurance, even if the individual doesn’t think they can “afford” it. Ms Hammer states it perfectly when she sums up the Young Invincibles campaign. Realistically, if an uninsured person breaks an arm, s/he would basically be forced to declare bankruptcy. The sad truth is that no one can “afford ” to go w/o health insurance, and nmhix is doing a great service to the people of NM in helping EVERYONE, regardless of income or status, locate and acquire health care. Kudos!

    • Hey ABQ Reader,

      I felt this was an important story to cover especially with the deadline fast approaching. It is often vital to have insurance coverage, as you stated you just never know and that can be finically devastating. It’s going to be interesting to see the Affordable Care Act fully implemented. Thank you for your wonderful comments!

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